Saturday, August 23, 2014

The Ultimate Buyers Remorse

There is something you should know about me. When I make a major purchase of ANY kind I have immediate buyers remorse. I could be in dire straights and need said purchase in a bad way and yet, here comes the remorse. The thoughts of: I should have done more research, maybe I could have gotten a lower price, could I have just dealt with the situation in another way instead of replacing the item….variables of self doubt float through my head and into my stomach until they settle in that special place that makes me want to vomit. Nice mental picture I know. 

So what is my own personal hell you ask? Well purchasing a home of course! So many decisions, so many questions, so many….everything. Just filling out the application to get pre-qualified to purchase the home had my hands shaking. What if they say no? What if they laugh me out of the office? Get out here silly girl with these wild dreams of home ownership, we have actual grownups that are ready to move forward with this important step in their life. 

I do feel ready though. 

My husband and I didn't make the best financial decisions our entire relationship and we have been paying the price for quite some time, and the interest that goes along with it. As we have grown up we have really tried to make better financial decisions to try and get us ready for this moment. We have gone without many things to pay off debt and make payments on time for this moment.

This moment.

We have mentally prepared ourselves that the answer might be no and secretly hope that the answer will be yes. If no, we will retreat back to our credit reports and see what other things we can do to make things better and vow to try again in one years time. 

But if the answer is yes. 

If the answer is yes…. It will take me at least a week to appreciate the new house as I wallow in buyers remorse…but when that week is over…oh beautiful wonderful day. 

Until Next time, Pass the Sugar.